By utilizing a lender who is experienced in down payment assistance programs and bond loans with a REALTOR® who can assist in negotiations, a vast majority of our buyers close on their new home with little money out of pocket.
These programs provide from 3% to 6% in grant funds to cover the down payment and part of the closing cost. The remaining cost can be paid by the seller, gift funds or 3rd party contributions.
What’s required – it’s simple, have minimum 620 credit score with total household earnings below the state set requirement. If your credit is below 620; not to worry – we have a team of experts to help boost your credit and then you’re on the way to home ownership.